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02 August 2016
Issue: 4561 / Categories: Forum & Feedback

Correspondence from readers on topical subjects.

State pension forecast

I recently suggested that a client should obtain a state pension forecast. Reading this I noticed that there is specific wording which I believe is misleading and incorrect especially for anyone not having an agent to represent them.

The forecast states:

‘When you reach £155.65 you still need to pay National Insurance until 2025 as it funds other state benefits and the National Health Service.’

While we may all agree that morally this is a good attitude to have those who have profits below the class 2 and class 4 limits do not have to pay National Insurance if they choose not to.

I do not believe HMRC (which should be politically neutral) should be advising taxpayers along these lines.

This does not seem to be a Working Together or technical issue so I am not sure where I...

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