Readers’ forum: NIC classification

I have a client in her early 60s. She has recently retired after working most of her life but she has an incomplete National Insurance record.

Class 3 contributions are a possibility but she does have a property which she is thinking of letting out – it will not qualify as a furnished holiday let.

I know that there was some discussion in the past about income from letting attracting class 2 contributions. What is the latest position here? If she wants to pay class 2 on the income (the amount is unlikely to be large enough to attract class 4) to enhance her contribution record is there anything to stop her doing so?

I look forward to receiving readers’ opinions.

Query 19 829 – Confused.

The benefit may be denied later even if contributions are paid.

I would like to thank Confused for the opportunity to revisit...