Readers’ forum: Dividing property deeds

My client’s residence also has two rental properties on the same site. These were converted to residential property from outbuildings many years ago and are accessed by way of a driveway and are in effect landlocked.

Ten years ago my client took an equity release on his residence. To secure funding a separate registration of the title deeds on his residence was made with the Land Registry. The other two properties and the land immediately around them were transferred to a separate title deed.

My client would now like to release equity through a buy-to-let scheme on the two rental properties. To obtain finance each rental property needs to have its own land registry certificate of title with all necessary legal easements. Because he cannot transfer land to himself to effect the title split at the Land Registry the decision was made...