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Getting to grips with the fundamental concepts of proposed pension changes
KEY POINTS
- The advantage of understandable pension rules.
- Is an investment in an ISA better than a pension?
- The benefit of the pension tax advantages.
- Illustrated examples and comparisons of pension withdrawals.
- Comparing different types of annuity: escalating guaranteed and joint-life options.
My mother was clearing out one of those boxes filled with stuff you just can’t imagine keeping until you have children of your own. She showed me a sheet taken from a primary school exercise book the sort printed with squares in order to train small children to align their digits.
I had written the numbers from 1 to 48 across the top and 1 to 24 down the side and manually filled in my 24 by 48 times tables.
If someone had described a...
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